Medicare Supplement FAQs

Medicare doesn’t pay for all health care services and supplies. So Medicare supplement insurance can help pay some of the health care costs that Medicare doesn't, like copyaments, coinsurance and deductibles. 

In most cases, Medicare will not cover preventive medicine, prescription drugs while you're an outpatient and emergency care during foreign travel.

With Medicare supplement insurance, you can select your own doctors, specialists and hospitals. You don't have to worry about choosing your physician from a changing list of approved healthcare providers.

Many plans have waiting periods of up to six months before your pre-existing conditions are covered. With a Medicare supplement plan from COUNTRY Life Insurance Company®, you’re covered from day one. (Policies not issued by COUNTRY Life may not offer this feature.)*

During your open enrollment period, you can’t be denied  insurance coverage or charged additional premium because of past or present health problems. Your open enrollment period is the six months after you turn 65 and enroll in Medicare Part B. You can apply for coverage from age 65 to 75, but it’s important not to wait.  After open enrollment, you’ll have to take a medical exam, which could result in higher premiums or denied coverage.