Managed Accounts

CoMPAS is a popular managed account in our Journey Series.

It can help you build wealth by investing in professionally selected no-load mutual funds. You can use the CoMPAS account for a retirement plan or for a non-retirement account, and it’s available with an initial minimum of $25,000.

If you need some direction when it comes to investing, a CoMPAS managed account might be the answer.

In order to help you determine your investment strategy, we will need to identify your risk tolerance and your time horizon. Your risk tolerance tells us how much risk you’re comfortable with, while your time horizon tells us how long you’ll probably be investing the money.

After that, our investment professionals buy, sell, and monitor no-load mutual funds based on your investment strategy.

Diversification

You’ll get an account made up of diversified funds to help reduce risk.

No-load mutual funds

The no-load mutual funds in your account are based on your chosen investment strategy.

Professional management

We monitor mutual funds to ensure that those we select continue to  meet our criteria.

Incentive to grow your account

Our compensation is tied to the value of your portfolio so we have an incentive to grow the value of your account and not "churn" it.

Automatic rebalancing

Periodically, your account is automatically rebalanced to help keep it in line with your investment strategy.

Online account access

You’ll have online account access so you can monitor your investments anytime.

Investments based on your chosen strategy

Depending on your investment strategy, we’ll invest in:

• Stock funds for long-term growth
  
• Bond funds for potential income and stability
• Tax-exempt bond funds if  you’re in a high tax bracket
• Alternative investments for greater diversification and return potential

Stay informed

You’ll get detailed quarterly statements so you can see what’s going on in your account.

As part of our Journey Series, a Focus managed account gives you a diversified portfolio of individual stocks and Exchange Traded Funds (ETFs).

Like all our Journey Series of managed accounts, you can use this as a retirement account or non-retirement account. Focus is available with a suggested minimum of $350,000 and it provides a level of investment management normally reserved for people with higher assets.

As you're building for your financial future, consider the power of a Focus managed account to benefit from diversification without the complexity of managing multiple accounts on your own.

First, we will help you determine how much risk you’re comfortable taking with your money and what your financial goals are. That helps us create your investment strategy.

Then our investment professionals go to work, creating a portfolio of investments based on your strategy.

Team of experts working for you

You’ll have a team of experts taking care of your account, including:

• Your COUNTRY Financial® representative, who’s your local, go-to contact
• Private Wealth Consultants who assist in account servicing and are available for consultations along with your local representative
• Portfolio managers, who invest and manage your money
• When appropriate, advanced planners who can work with your attorney and/or accountant

Individually selected stocks

Based on your investment strategy, you’ll get individually selected stocks – up to 50 in your portfolio.

Tax status

For non-retirement accounts, there are potential tax benefits.

Investments based on your personal strategy

Your asset allocation will match your risk tolerance and timeline. 

Flexibility

Additions and withdrawals are allowed at any time. Depending on the situation and when withdrawals are made, withdrawals from some retirement plans may result in taxes, fees and penalties.

Automatic rebalancing

Periodically, your account is automatically rebalanced to help keep it in line with your investment strategy.

Stay informed

Your quarterly statements are detailed so you can see at a glance what’s been happening in your account.

Incentive to grow your account

Our compensation is tied to the value of your portfolio so we have an incentive to grow the value of your account and not "churn" it.

Online account access

You’ll have online account access so you can monitor your investments anytime.

You’ve worked hard to accumulate your wealth, so choosing an investment manager isn’t a decision to be made lightly.

With a long history of investing our clients’ money, we’d like the opportunity to talk to you about how a Vision managed account could meet your investment management needs.

Vision is the top investment management service in our Journey Series. It’s for individuals and businesses with a minimum investment of $1 million.* 

With a Vision managed account, you’ll get an investment portfolio designed just for you. Based on your situation, the following types of investments may be used  to build that portfolio: stocks, bonds, no-load mutual funds, exchange traded funds (ETFs), CDs, and your existing marketable securities (if applicable).

When we’re done, you’ll have a true portfolio, not just a collection of investments. The difference is subtle, but very important.Each investment in your Vision portfolio is chosen to play a specific role that collectively provides diversification, liquidity, and return potential – all based on your specified risk tolerance, time horizon and objectives.

*Individual Journey Series Accounts (with a minimum investment of $1,000 each) can be aggregated to meet the $1 million minimum. 

Because your Vision managed account is built around you, we work to thoroughly understand your objectives, what you want – and what you don’t want. After our in-depth discussion, we’ll establish an individual portfolio based on your goals and the information you provide.

Risk tolerance

This will help ensure you don’t assume too much or too little risk.

Time horizon

We need to determine how long you’ll be investing. Tied to your risk tolerance, the longer you have to invest, the more aggressive you can generally afford to be.

Cash needs

For example, if you think you’ll need some or all of the money by a certain date, or you’d like to schedule distributions on a regular basis.

Tax status

Tax status, because the more money you have, the more complicated your tax picture.

Team of experts working for you

You’ll have a team of experts taking care of your account, including:

• Portfolio managers, who invest and manage your money
  
• Your dedicated Private Wealth Consultant, who can assist with a wide range of service needs and addresses the technical aspects of your account
• Your COUNTRY Financial® representative, who’s your local, go-to contact
• When appropriate, advanced planners who can work with your attorney and/or accountant

Customized portfolio

Your portfolio is customized, with investments individually selected based on your preferences and specifications.

Stocks, mutual funds and other securities used in your portfolio are approved by a team of our investment pros. For stocks, each member of our investment area follows a specific industry (like utilities or technology) and makes buy, hold, and sell recommendations based on their industry expertise.

Access to decision-makers

When you have a Vision account, you have access to your portfolio manager so you can truly understand the investment decisions we are making and how they can be better for your investment strategy.

Tax status

For non-retirement accounts, there are potential tax benefits.

You don't have to handle paperwork

Flexibility

Additions and withdrawals are allowed at any time, although withdrawals from some retirement plans may result in taxes, fees and penalties.

Incentive to grow your account

Our compensation is tied to the value of your portfolio so we have an incentive to grow the value of your account and not "churn" it.

Stay informed

Your quarterly statements are detailed so you can see at a glance what’s been happening in your account.

Online account access

You’ll have online account access so you can monitor your investments anytime.