What Is Homeowners Insurance?
Learn about homeowners insurance and why it's essential to protect your home. Find out what home insurance covers and the basics of home insurance claims.
You can report or track your claim within your online account. If you're not a COUNTRY Financial client, call us at 866-COUNTRY (866-268-6879).
In many cases, we dispatch teams of claims representatives to areas hit hard by tornadoes and other types of severe weather. A claims representative will schedule a time with you to inspect your property damage.
Find out more about filing a property claim.
When reporting a disaster claim, take these measures to help secure your property and aid us in compiling your damage report.
Protect and clean up your property. Board up broken windows, cover holes with tarps and take steps to prevent further damage to your property.
Save all receipts from emergency repairs.
Make an inventory of your damaged property. Include age, model number, date of purchase and current purchase price for each item, if possible.
Take photos of your damaged property and give them to your claims representative.
Log in or register and choose the Claims tab to check your claim status, including your adjuster information, the date a first payment is made, and more.
To help make the claims process go smoothly, take a moment to gather important information about the incident.
While one year is common, the time limit to report a claim varies by state. It's best to report a claim as soon as you're aware of it. Please contact your representative for your state’s specific limit.
If another person is at fault, COUNTRY Financial will pursue the at-fault party and/or their insurance company to recover your deductible. The timeframe will depend on how long it takes for the insurance company or at-fault party to reimburse us.
Each claim situation is different. When your claims representative contacts you to talk about your claim, they can let you know if it will affect your policy. You can also contact your representative if you have questions about your policy premiums.
Your rep is always there to help:
We've answered some of the most common claims questions, like the ones below.
Call us at 866-COUNTRY (866-268-6879) or reach out to your representative for help.
Learn about homeowners insurance and why it's essential to protect your home. Find out what home insurance covers and the basics of home insurance claims.
Prepare for severe weather on the farm by taking inventory, preparing employees, inspecting farm equipment and reviewing farm insurance.
If you had to file a home insurance claim, could you list all items in your home? Create a home inventory to make future home insurance claims easy.
COUNTRY Financial® is a family of affiliated companies (collectively, COUNTRY) located in Bloomington, IL. Learn more about who we are.