What Is Homeowners Insurance?
Learn about homeowners insurance and why it's essential to protect your home. Find out what home insurance covers and the basics of home insurance claims.
by David Beigie
Did you purchase or receive an expensive gift this holiday season? If so, you should contact your insurance agent about insuring your valuables.
Homeowner insurance policies typically cover personal property up to a certain dollar amount for things like furniture, clothing and other personal possessions. High-value items like jewelry, artwork, smart phones and computers will likely need extra coverage and should be listed on your policy. Other items to discuss adding to your policy include recreational motor vehicles (like ATVs, UTVs and four-wheelers), watercraft (such as a jet ski) and firearms.
What does home insurance cover? Learn more about home insurance.
Find out more about home insurance
Find out more about home insurance
After the holidays are over it’s a good time to take a video inventory of your home and belongings. It takes about 10 minutes to walk through your home, video your things, narrate the video and for bigger ticket items, like electronics, point the camera at the make, model and serial numbers. Save the video in your email and share a copy with your insurance agent to save on file.
There are many instances in which your unique needs may need added protection, such as if you run a business from your home, or if you want liability insurance to protect you from the financial impacts of someone being injured on your property.
View our available homeowner insurance coverages or get a home insurance quote.
For more information or to set up an interview with a local COUNTRY Financial representative, contact news@countryfinancial.com.
Updated 12-7-23
Learn about homeowners insurance and why it's essential to protect your home. Find out what home insurance covers and the basics of home insurance claims.
If you had to file a home insurance claim, could you list all items in your home? Create a home inventory to make future home insurance claims easy.
Your auto and home insurance protect you while you're on vacation in several ways such as roadside assistance, rental car insurance coverage and more.
Start a quote or call us at 866-COUNTRY (866-268-6879). Find out more about home insurance.
Contact your rep or call us at 866-COUNTRY (866-268-6879). Find out more about home insurance.
COUNTRY Financial® is a family of affiliated companies (collectively, COUNTRY) located in Bloomington, IL. Learn more about who we are.
About COUNTRY Financial®
COUNTRY Financial (countryfinancial.com) serves about one million households and businesses throughout the United States and offers a full range of financial products and services from auto, home, business, farm and life insurance to retirement planning services, investment management and annuities.
We take pride in providing accurate, truthful information in our articles. See our editorial standards to learn more.