5 Tips for New Home Buyers
Read these home insurance tips and call your insurance agent before making an offer on a home. Get the insurance claims history, a home insurance quote & more.
by Will Koch
You have enough challenges as you plan for your wedding, but it can be just as tough to prepare to combine your finances. We want to make it a little easier for you. Use the marriage finance tips below so you can have peace of mind knowing you, your spouse and your new life together are properly protected.
Setting up a budget is an important first step to managing money as a married couple, and you can start by getting on the same page. Here are some questions to get the ball rolling:
We created some free financial tools to help you plan:
Use this spending worksheet to manage your finances together. Track what you spend and see where you can save.
Manage your money with our budget calculcator. Use it to budget for life events like your retirement or children’s college.
Track and plan how to pay off debt you share as a couple with our printable debt payoff worksheet.
We know … it’s the last thing you ever want to talk about. But it’s one of the most thoughtful things you can do for your spouse. If something happened to you, you don’t want your spouse unable to pay the mortgage, add to the college savings and maintain their standard of living. Life insurance will never be more affordable than it is today, just ask your insurance agent.
There’s some new bling on those ring fingers. Did you know you can cover the rings on your home insurance policy? High-value personal property such as jewelry, collectibles and antiques need to be listed separately (or scheduled) on your home insurance policy. Talk to your insurance agent to make sure your valuables are covered.
Now that you’re married, your combined net worth may exceed what’s covered on your home and auto insurance policies. If there was a major accident on your property or while driving, are you sure you’re protected? Liability insurance (sometimes called umbrella insurance) can provide added financial protection.
This is so much more than how much you’ll put away in savings each month. It’s where you sit down with a professional to discuss your long-term financial goals like:
Financial advisors make it their business to take the complex and make it simple. The sooner you start, the better chance you have of achieving your goals. Learn more about our planning services.
Updated 6-5-23
Read these home insurance tips and call your insurance agent before making an offer on a home. Get the insurance claims history, a home insurance quote & more.
An easy way to think about term vs whole life insurance coverage is comparing them to the idea of renting or owning a home.
Traveling? Use these tips to ensure your home stays safe.
Connect with your local rep or call us at 866-COUNTRY (866-268-6879). Find out more about life insurance.
COUNTRY Financial® is a family of affiliated companies (collectively, COUNTRY) located in Bloomington, IL. Learn more about who we are.
Auto and home insurance policies issued by COUNTRY Mutual Insurance Company®, COUNTRY Preferred Insurance Company® and COUNTRY Casualty Insurance Company®, Bloomington, IL.
Life insurance policies issued by COUNTRY Life Insurance Company® and COUNTRY Investors Life Assurance Company®, Bloomington, IL.